When you are planning on Buying a home it is important to consider what all your expenses are...daily / weekly / monthly / annually, in order to calculate how much house you should be considering. We all like to discount some of our expenses; however, in order to make a truly informed decision we must be realistic and account for everything. I have created an Expense Worksheet to assist in your expense calculation. Please use it as a guide only... as everyone has unique expenses. Just be sure to consider everything and write in all your expense to get a true picture.
| MONTHLY EXPENSES |
|
| Groceries |
$________ |
| Eating out |
$________ |
| Car Payment (Car #1) |
$________ |
| Car Payment (Car #2) |
$________ |
| Car Repairs & Service |
$________ |
| Car Gas & Maintenance |
$________ |
| Car Licences |
$________ |
| Car Insurance |
$________ |
| Public Transportation |
$________ |
| Electricity / Hydro |
$________ |
| Water |
$________ |
| Home Telephone |
$________ |
| Cell Phone(s) |
$________ |
| Cable TV |
$________ |
| Internet Services |
$________ |
| Home Maintenance & Repairs |
$________ |
| Home Insurance |
$________ |
| Home Furnishings |
$________ |
| Life Insurance |
$________ |
| Child Care |
$________ |
| Clothes |
$________ |
| Laundry |
$________ |
| Entertainment |
$________ |
| Recreation Club Fees |
$________ |
| Movies |
$________ |
| Sports Club Fees |
$________ |
| Newspapers / Books / Magazines |
$________ |
| Alcohol |
$________ |
| Cigarettes / Cigars / Pipe Tobacco |
$________ |
| Savings |
$________ |
| Donations |
$________ |
| Line of Credit Payment |
$________ |
| Credit Card Payments |
$________ |
| Loan Payments |
$________ |
| Income Tax Deductions |
$________ |
| Union Dues |
$________ |
| Benefit Deductions |
$________ |
| Other |
$________ |
| Other |
$________ |
| Other |
$________ |
| TOTAL MONTHLY EXPENSES (A) |
$________ |
| |
|
| MONTHLY INCOME (All Sources) |
$________ |
| Less Monthly Expenses (A) - |
$________ |
| = Available Funds For Housing |
|
| Principal+Interest+Taxes+Heat = |
$________ |
Would you prefer to have this worksheet e-mailed or faxed to you simply Click Here and complete your request.
Deborah Gilmore...Your Trusted Source For Anything Real Estate!
